Buy to Let

Ultimate Financial - Specialists in Residential & Buy To Let Mortgages >> Buy to Let

Ultimate Financial offer a great Buy To Let service to new and existing service. Our service standards are second to none and we can assist you throughout the entire process of your mortgage application and take care of your investment needs.

Ultimate Financial

Buy to Let Mortgages: Why choose Ultimate Financial?

Ultimate Financial is a mortgage broker with a difference. As one of the country's specialist buy to let mortgage introducers we are able to negotiate competitively with our lenders to offer a portfolio of products which aren't available elsewhere. Select the mortgage that is best tailored to your circumstances from our best buy table and you can even complete your application on line and receive an agreement in principle.

There are many more buy to let mortgage products available that are not listed on our best buy table so if you have not quite found what you are looking for our buy to let mortgage specialists would be more than happy to source the correct product for you.

When you become a new customer of Ultimate Financial we guarantee that we will look after your interests and guide you through every step of the way. You will be provided with a dedicated customer account manager from first contact who will look after all of your cases and applications, so once you have provided us with the required information once we will not have to request it each time you apply but simply update the current details that we hold on file.

Ultimate Financial will be with you at every step of the buy to let mortgage process to provide expert financial guidance and offer sound advice.

At Ultimate Financial we know that there's more to successful buy to let investment than interest rates alone, and it's our commitment to customer service that keeps us one step ahead of the competition.

To ensure that your application is processed as quickly as possible Ultimate Financial carries out much of the lender's paperwork on their behalf, including: obtaining references, credit scoring. Overall transaction time is reduced and we are able to keep our clients informed of the exact progress.

Introduction to Buy To Let Mortgages

If you're thinking of buying to let, you've come to the right place.

Ultimate Financial specialises in arranging buy to let mortgages and our consultants are trained to find the right products to suit your needs. Whether you are taking your first steps into the buy to let market, or are steadily building up a property portfolio, we are confident that we can help. Ultimate Financial provide sound advice and are on hand whenever you may need them.

Buy to Let - Getting started into the market place

Finding the right property is key to the success of your long-term or planned strategy. Begin by approaching a handful of local estate agents that carry out managed lettings and ask for advice on letting trends in the area you are thinking of purchasing in. Find out what type and size of property is in demand and what rental income you can expect.

If you are intending to invest in a university town, get in touch with the University Accommodation Offices. They will be happy to tell you which areas are popular with students and the going rental rates. If you follow their advice, they shouldn't have any difficulty finding you reliable tenants. However, you must remember that is some key area's university's provide their own accommodation and students only tend to look at private residence if no accommodation can be supplied via the university. There may also be rules and regulations that you need to adhere to regarding letting to students.

Before you buy

As soon as you have found the right property, it's time to get back in-touch with Ultimate Financial. We will work to find the best ways to maximise your returns by choosing the buy to let mortgage that 'fits' your investment strategy. Ultimate Financial knows how important it is to get things right first time, and we ensure that all our mortgage facilities can be easily increased to reflect rises in the value of your property. This is the first step in building a portfolio of properties.

Prior to Letting

When you have made a mortgage application we will help you to maximise your rental income by sharing hints and tips on making your property more appealing and finding the right tenants. Ultimate Financial can even complete your tenant referencing if required. All tenant reference applications go through strict verifications and are credit scored using Equifax.